JI CONSULTING BLOG
Before you decide on your home, visa, or debt — read advice from experts who have solved these issues hundreds of times.
Practical guides in English, written with over 19 years of experience by Ji Consulting in the Japanese real estate market.
Koji Muto — CEO of Ji Consulting · Okazaki

Your trusted real estate partner in Japan for foreign residents
Ji Consulting is a real estate agency in Japan known for helping foreign residents clearly and successfully. For over 19 years, we have helped families to buy, sell, get visas, and manage debts — each service done with total transparency and professionalism, from your first message to getting your keys.
On this page, you will find all our articles. They are practical guides that answer common questions for people living in Japan: how home loans (jūtaku rōn) work, documents, taxes, how your visa status affects buying a house, and what to do when monthly payments are too high. If you are not sure about your next step, start here — reliable information to help you decide with peace of mind.
BuyingBuying a Used House in Japan: Benefits and Challenges
Learn about the benefits and challenges of buying a used home in Japan, known as chuko kodate. Discover how to...
DebtHow to Organize Your Finances and Debts in Japan
This guide helps foreign residents understand how to manage financial problems in Japan. Please note that Ji Consulting only provides...
BuyingHome Loan Denied in Japan? Reasons and What to Do
Did your housing loan application get rejected by a bank in Japan without a clear reason? Learn why this happens...
SellingWhy is your house in Japan not selling? Market price
If your house in Japan is not selling, the problem is usually not the market, but an unrealistic price based...
SellingWhy is your house in Japan not selling? What to do
Are you trying to sell your home in Japan without success? Often, the problem is not your advertising, but setting...
BuyingBuying a House in Japan: Voluntary Sale Opportunities
Learn how Nin'i Baikyaku, or voluntary sale, offers great opportunities to buy a house in Japan at a good price....
BuyingBuying a house in Japan as a foreigner: Is it worth it?
Many foreign residents in Japan hesitate to buy a home because they plan to return to their home country. However,...
DebtWhat happens if I miss a housing payment in Japan?
Missing your mortgage payments in Japan can lead to serious problems like a forced auction. Learn the steps and why...
BuyingBuying a house in Japan in 2026: Is it still worth it?
Wondering if it is still a good idea to buy a home in Japan in 2026? Despite changing immigration rules,...
Visas & residencyPermanent Visa in Japan: 5 Tips for Buying a Home
Learn how the permanent visa affects your home loan in Japan. Discover 5 essential tips to prepare for your application...
DebtHome Loan Delay in Japan: 5 Important Tips
Facing money problems with your home loan in Japan? Learn what happens when you miss payments and discover 5 important...
SellingHow to Sell a Mortgaged House in Japan | Ji Consulting
Selling a house with an active mortgage in Japan is possible with proper planning. Learn how to check your market...
BuyingHow to avoid personal bankruptcy in Japan
Learn three practical ways to protect your finances and avoid personal bankruptcy in Japan. These lessons come from long experience...
BuyingHow to buy a house in Japan: 5 tips to stop renting
Stop wasting money on rent and start your journey to owning a home in Japan. Learn 5 essential tips about...
SellingHow to sell a house in Japan: 5 tips for foreigners
Learn how to sell your property in Japan safely. Follow these 5 essential tips for foreign residents to avoid trouble...
BuyingHow to buy a new home in Japan: 5 tips for mortgage
Learn how foreign residents in Japan can buy a new house and get a mortgage approved. Follow these five simple...
Check our service locations
– AICHI
– SHIZUOKA
– MIE
– GIFU
– SHIGA
– KYOTO
– OSAKA
– FUKUI
– ISHIKAWA
– TOYAMA
– NAGANO
– YAMANASHI
– KANAGAWA
– TOKYO
– SAITAMA
– CHIBA
– IBARAKI
– GUNMA
– TOCHIGI
– HYOGO
– OKAYAMA
– HIROSHIMA
– SHIMANE
Contact us and clear your doubts!
09:00 to 18:00 Closed on Wednesdays

What people tell you × The truth
Real stories from clients who made it
Videos and stories from Ji Consulting clients in Japan.
Other real estate agencies treated me coldly. Ji Consulting was the opposite: they explained everything at my own pace. Today I pay almost the same as my old rent, but the house is mine.
Mr. Muto told me something I will never forget: there is something more important than the house, and that is the family. A new life began. Thank you very much.
We thought we would have to pay money from our own pocket to close the deal. We paid nothing and left with peace of mind. We were right to trust Ji Consulting.
Still have questions? We have answers.
Come visit us in person
Our office is in Okazaki — We help clients from many regions in Japan



Okazaki, Aichi
〒444-0835
愛知県岡崎市城南町1丁目1番地9
9:00 AM to 6:00 PM · Closed on Wednesdays

